I sell things online at times like many people. I ran across a scammer today trying to get me to send them money. The scam works like this. First, they reach out and ask to buy your item. They ask if you take Zelle. If you say yes, they will ask for your name and email. They will send you a fake email to confirm payment. That email will claim you don’t have a business account. In order to get a business account, the sender must send more money (in my case a 500 dollar limit). The ask from them is you send back the “over charge” which essentially is what they are trying to take from you.
The fake emails will look like this. The scammer was pretty lame and used a gmail account aka [email protected]. Its easy to figure this out by 1) looking at the sending email 2) think about why you would not see any activity in your actual account 3) Why you would need more money in order to receive money. The person sending this was also using a fake facebook account that had a attractive lady. All of it just led to flags for scam. Be careful and trust nobody online without some form of true verification.
The funniest flag about this is the official email says I need 500 dollars for a business account however, it asks me to have the sender send 500 dollars on top of the 200 dollars and then refund the 500 and keep the 200??? Wouldn’t that mean a business account requires 700 dollars? I guess scammers don’t understand math.
Here is the second fake email ——————————————————————-
You have received an additional payment of $500.00 USD
Congratulations!!!!! Your Zelle account has been upgraded to a business account.
You have received an additional payment of $500.00 USD from (Micheal Olivia) and your account will be fully credited with the total sum of $700.00 USD.
Your funds is now safe with us and for buyer’s safety, the additional payment has to be refunded for your account to be fully credited with the total sum of $700.00 USD. The buyer has choosen to be refunded the sum of $500.00 USD through Zelle.
Final steps to follow:
1. Get your Zelle account Ready.2. Your buyer zelle information: 3. Send the total of $500.00 USD to the given account.
4. You are required to send us clear proof (screenshot) that Payment has reflected to your buyer account .
IMPORTANT NOTE: YOUR FUNDS HAS BEEN APPROVED AND SECURED SO YOU ARE TO CARRY ON WITH THE INSTRUCTION GIVEN ABOVE FOR YOUR ACCOUNT TO BE FULLY CREDITED WITH THE TOTAL SUM OF $700.00 USD.
Thanks for choosing Zelle and we are looking forward to serve all our valuable customers better.